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Blog Paul de Bijl: Tacit collusion
Study into the Dutch savings market ACM’s study into the Dutch savings market (published on May 28) kicked up quite some dust. And yet, nobody seemed truly surprised. The study followed from a letter to the Dutch House of Representatives sent last year by … -
ACM: savings rates lag behind due to too little competition
Lack of competition between banks is a major cause of the low savings rates for consumers. This is one of the conclusions of a study conducted by the Netherlands Authority for Consumers and Markets (ACM) into the functioning of the Dutch savings market. … -
ACM calls for fix to legislation related to payment services directive
There is a flaw in legislation as a result of which the Netherlands Authority for Consumers and Markets (ACM) is unable to conduct effective oversight over Dutch banks that refuse to offer payment institutions from other EU countries a bank account. This … -
ACM is favorable to arrangements for keeping cash affordable and available
Dutch banks and various companies and organizations in the Netherlands (including cash-in-transit company Brink’s, ATM operator Geldmaat, the Dutch Consumers’ Association, and the trade association of the Dutch hospitality industry KHN) have made … -
ACM launches an investigation into users’ freedom of choice regarding payment apps on smartphones
The Netherlands Authority for Consumers and Markets (ACM) has launched an investigation into payment apps’ access to NFC communication (‘Near-Field Communication’). NFC communication offers the ability to make contactless payments using smartphones in … -
ACM Study: Big Techs in the Dutch payment system
Big Tech companies such as Apple, Facebook, Amazon, or Ant Group (Alibaba) must ensure that their platforms or devices are suitable for different providers of payment services. The Netherlands Authority for Consumers and Markets (ACM) argues in favor of a … -
ACM Study: Big Techs in the Dutch payment system - summary
Big Tech companies such as Apple, Facebook, Amazon, or Ant Group (Alibaba) must ensure that their platforms or devices are suitable for different providers of payment services. The Netherlands Authority for Consumers and Markets (ACM) argues in favor of a … -
Market study into major tech firms on Dutch payments market
At the request of the Dutch Minister of Finance, the Netherlands Authority for Consumers and Markets (ACM) has launched a market study into the activities of major tech firms (so-called Big Techs) on the Dutch payments market. Well-known Big Techs include … -
ACM enforces competition with regard to payment service directive ‘PSD2’
PSD2 is the abbreviation of the revised Payment Services Directive (Payment Services Directive II). This is a European Directive, which promotes more competition and innovation in the payment market. The rules in the directive came into force in the … -
ACM position paper for roundtable discussion of the Standing Committee on Finance
The Dutch House of Representatives’ Standing Committee on Finance invited several organizations, including ACM, to take part in the roundtable discussion on cryptocurrencies and Initial Coin Offerings (ICOs), held on January 24, 2018. All participants …